Homes for sale in White Plains Maryland sit in a sweet spot that most buyers overlook. You get more space and slightly quieter streets than Waldorf, you are closer to the Route 301 corridor than La Plata, and new construction options have opened up in the past few years that simply did not exist before. If you have been comparing Waldorf and La Plata and cannot quite decide, White Plains is worth a serious look. I have been selling homes across Charles County since 2011, and I see buyers fall in love with this pocket all the time once they actually drive through it.
White Plains is an unincorporated community in Charles County, ZIP code 20695. It sits along the Route 301 corridor between Waldorf to the north and La Plata to the south. The residential side of White Plains is mostly west of the Route 301 commercial strip, concentrated near Billingsley Road and the surrounding neighborhoods that have grown up over the past few decades. It is not a town in the legal sense. There is no town hall, no mayor. But it has a real identity among Charles County residents, and the school, the neighborhoods, and the commute times are all distinct enough to matter when you are buying.
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Why Buyers Choose Homes for Sale in White Plains Maryland
The honest reason most buyers end up here is location. White Plains sits roughly six to seven miles from the Waldorf commercial core and a similar distance from downtown La Plata. That means you get the amenities of both without paying the Waldorf premium on the north end or dealing with the longer Route 301 drive that La Plata buyers face heading toward the Beltway. For families who need one parent commuting north toward Prince George’s County and another parent who needs local Charles County access, White Plains often splits the difference better than either neighbor.
The second reason is new construction. Lennar opened St. Charles Highlands in White Plains with single-family homes starting in the mid-$500s and townhomes starting around $350,000. That gives buyers a brand-new home with builder warranties, modern floor plans, and community amenities at a price point that is competitive with resale in comparable Waldorf neighborhoods. Lennar also built Parklands, a 55-plus active adult community in White Plains, which has drawn a wave of downsizers out of both Waldorf and La Plata.
Third: established neighborhoods with mature trees and larger lots. Albrittain Estates sits on five-acre parcels with no HOA. Robie Manor offers roughly one-acre lots with older homes from the early 1980s. These are buyers who want space between themselves and their neighbors, a place to have a garden or a shop, without going all the way out to Hughesville or Nanjemoy. That combination of new construction on the lower end and acreage homes on the upper end gives White Plains an unusually wide buyer range.
Budget Tiers: What Your Money Buys
When I talk to buyers who are searching for homes for sale in White Plains Maryland, the first question is usually about budget. White Plains covers a surprisingly wide range. Here is how I break it down:
$340,000 to $420,000: This is townhome territory. Stonehaven, Greenhaven Run, and the Lennar St. Charles Highlands townhome section all fall in this range. You get two to three bedrooms, often an attached garage, and in the new construction communities, a modern open-concept layout with updated finishes. HOA fees apply in most of these neighborhoods, covering common area maintenance and sometimes a pool or fitness center.
$420,000 to $550,000: Single-family resale in Billingsley Park, Capital Estates, Southwinds, and Kingview lands here. These are established subdivisions with colonial and rancher-style homes, mostly three to four bedrooms, and lot sizes that give you a real yard. Built in the 1990s and 2000s in most cases. You will find updated kitchens and baths on the better-maintained listings, and fixer-upper pricing on homes that have been rented or deferred on maintenance.
$545,000 to $650,000: Lennar St. Charles Highlands single-family homes start around $545,990 for base models and can run higher with selections and upgrades. This is brand-new construction with builder warranties, energy-efficient systems, and the community amenities that come with a planned neighborhood. There is an elementary school within the community footprint, a nearby golf course, and the clubhouse and pool that Lennar built into the development.
$600,000 and up: Albrittain Estates and Robie Manor. Five-acre lots, no HOA, and the kind of privacy you simply cannot get in a planned subdivision. These are older homes, often in need of updating, but buyers who want acreage in a convenient Charles County location pay a premium for the land. If you want a detached garage, a barn, or space for animals, this is the only part of White Plains where that is realistic.
Neighborhoods: A Street-Level Look
Not all White Plains neighborhoods feel the same. Here is what I actually see when I show homes in each one.
Billingsley Park
One of the established communities west of Route 301 near Billingsley Road. Colonial-style single-family homes, mostly three to four bedrooms, with typical HOA restrictions on appearances and maintenance. Mature trees on many lots. A quiet neighborhood feel without the drive time that the more rural areas west of here require. Good resale history because the homes are sized right for the Charles County move-up buyer market.
Capital Estates
Another established single-family community in the White Plains area. Similar in age and style to Billingsley Park. Buyers here often are families who want a neighborhood feel, nearby schools, and a commute window that works for the DC-area job market. Price points tend to track the mid-range of the White Plains resale market, and turnover is moderate, meaning you will not find a deep inventory at any given time but well-maintained homes come up consistently.
Southwinds
Southwinds is a resale single-family neighborhood that appeals to buyers who want an established community with a settled character. Homes here are sized for families, with layouts that were popular in the 1990s and early 2000s. You get more square footage per dollar than you will find in some of the Waldorf communities at a similar vintage, which is part of why buyers who have been priced out of comparable Waldorf neighborhoods start looking here.
Kingview
Kingview is a well-regarded subdivision in the White Plains area. Single-family homes, HOA community, and a location that gives easy access to Route 301 without sitting directly on the commercial corridor. I have worked with buyers in Kingview who specifically compared it to Waldorf’s St. Charles communities and found that Kingview offered comparable quality at a slightly better price point, partly because it gets less foot traffic from buyers who default to the more heavily marketed Waldorf side of the county.
Stonehaven
Stonehaven is a townhome community in White Plains. Resale townhomes here give buyers entry-level pricing into the White Plains area without the new construction premium. Good for first-time buyers who want to be in Charles County at a price point that works with a conventional or FHA loan, or for investors looking at rental properties that will attract the same commuter tenant base as Waldorf but at a slightly lower acquisition cost.
Greenhaven Run
Greenhaven Run is another resale townhome option in White Plains. Similar buyer profile to Stonehaven. Townhomes in this range typically show well and move reasonably quickly when priced right because the demand from commuters in the Route 301 corridor stays steady. If you are looking at townhomes in White Plains, it is worth comparing both Stonehaven and Greenhaven Run side by side before making a decision, because layout, HOA fees, and condition vary enough to matter.
St. Charles Highlands (Lennar)
This is the marquee new construction community in White Plains right now. Lennar is building both single-family homes and townhomes within St. Charles Highlands, with base prices starting around $349,990 for townhomes and $545,990 for single-family homes as of late 2026. The community includes a clubhouse, a pool, and a fitness center, with a golf course nearby and Billingsley Elementary School within the neighborhood footprint. That last point matters for buyers with young children. Having a feeder elementary school within walking distance of a new construction community is not the norm in most of Charles County.
One thing to understand about buying new construction from Lennar or any national builder: the sales office on site represents Lennar, not you. I have sat at those tables with buyers and seen upgrade packages, financing incentives, and contract terms that looked good on the surface but needed negotiation or independent review. If you are buying in St. Charles Highlands, having your own buyer’s agent at the table costs you nothing (the builder pays the commission) and gives you someone whose legal duty is to you rather than to the builder.
Parklands by Lennar (55-Plus Active Adult)
Parklands is Lennar’s 55-plus active adult community in White Plains, with the sales center located at 4013 Zion Street, White Plains MD 20695. The Parklands Signature and Parklands Villas collections offer single-story and low-maintenance living, with villa-style homes starting around $385,990. Community amenities include a clubhouse, pool, exercise facilities, and walking trails. This is not a continuation care or medical community. It is an age-qualified neighborhood for active adults who want a maintenance-friendly home without leaving Charles County.
I have worked with multiple Charles County sellers in their 60s and 70s who sold a larger family home and bought into a Lennar active adult community. The process has its own rhythms. The builder wants you to use their preferred lender and title company. The contracts are Lennar’s forms, not Maryland standard forms. I walk my buyers through what is standard and what to push back on. If Parklands is on your list, call me before you walk into the sales office.
Albrittain Estates
Albrittain Estates is for buyers who want space. Five-acre lots, no HOA, and older homes built around 1986. These homes need updating in most cases but the land is the appeal. If you want to run a home-based business, keep animals, or simply not have a neighbor twenty feet from your bedroom window, Albrittain Estates is one of the few options left in this part of Charles County at a price point that does not require you to drive forty minutes west of Route 301 to get there.
Robie Manor
Robie Manor offers approximately one-acre lots with older construction, built around 1981. Some homes here have pools. Like Albrittain Estates, the appeal is the lot size and privacy relative to the subdivision neighborhoods. Buyers who want a single-family home with real outdoor space but are not ready for the full five-acre commitment at Albrittain often land here. Condition varies widely, and I always recommend a thorough inspection on homes of this vintage.
Charles County MLS Data: September 2026
The following data is Charles County-wide from Bright MLS, September 2026. White Plains does not have its own MLS submarket designation, but it accounts for a real share of county volume given the St. Charles Highlands new construction activity.
- Median sold price: Tracking in the mid-$400s county-wide. New construction in St. Charles Highlands is pulling the top of the range upward for White Plains specifically.
- Days on market: Well-priced homes in White Plains are moving in two to four weeks. Overpriced listings sit, especially at the top of the new construction range where buyers are comparing builder inventory to resale.
- List-to-sale ratio: Close to 100 percent on accurately priced homes. Sellers who price at fair market value are not leaving money on the table; sellers who overshoot are doing price reductions after 30 to 60 days.
- Active inventory: Charles County is a balanced-to-slightly-seller market. White Plains benefits from both resale demand and new construction absorption. Townhome inventory turns faster than single-family at the upper end of the price range.
I pull Bright MLS data monthly. If you want current inventory counts, price-per-square-foot trends, or a comparison between White Plains resale and new construction absorption rates, call me at (301) 751-9318 and I will pull it for you directly from the MLS.
Schools Serving White Plains
Elementary school is confirmed: Billingsley Elementary School (PK through grade 5) is located in White Plains and serves the area. It has approximately 677 to 687 students enrolled and is the anchor elementary school for this part of Charles County. If you are buying in St. Charles Highlands, Billingsley Elementary is within the community footprint, which is a real convenience for families with young children.
Middle school and high school assignments for White Plains (ZIP 20695) depend on your specific address within the community. Westlake High School and Thomas Stone High School, both in the Waldorf area, serve portions of this part of Charles County. I am not going to give you a definitive assignment here without knowing your specific street, because school zone boundaries in Charles County do not always follow the ZIP code lines.
The Charles County Board of Education maintains an address lookup tool at ccboe.com where you can enter any specific property address and get the confirmed school assignments. Use that before you make a buying decision based on a school. I have seen buyers lose money because they assumed a school assignment that turned out to be wrong. The address lookup takes ninety seconds and gives you a definitive answer.
For context on Charles County high schools: North Point High School in the northern Waldorf area is consistently rated among the top high schools in Maryland, ranking 32nd out of 127 high schools in a recent state ranking with a four-star designation. Whether North Point serves your specific White Plains address is an address-lookup question, not a ZIP code assumption. Use ccboe.com.
Commute Reality from White Plains
Route 301 (Crain Highway) is the spine of White Plains commuting just as it is for Waldorf and La Plata. If you are commuting north toward the Capital Beltway, Andrews Air Force Base, the National Harbor, or jobs in Prince George’s or Montgomery counties, your drive is going to look similar to a Waldorf commute with a few extra minutes depending on exactly where in White Plains you live.
Here is the honest breakdown for typical White Plains commutes:
- To the Capital Beltway (I-495): Approximately 35 to 50 minutes in normal morning traffic via Route 301 north to Route 5 or Route 210. Peak hour adds time, especially through the Waldorf commercial corridor and through Camp Springs.
- To Joint Base Andrews: Roughly 35 to 45 minutes under normal conditions. Military families buying in White Plains are generally looking at a similar commute to Andrews as Waldorf buyers, with slight variation based on the specific neighborhood within White Plains.
- To NAS Patuxent River: About 45 to 60 minutes south on Route 301 to Route 4 or Route 235. A real commute, but service members and contractors who want more house for their money often find the southern Charles County location acceptable given what they get in return.
- To downtown La Plata: Five to ten minutes. Charles County government offices, the county courthouse, the Main Street retail and dining area.
- To Waldorf commercial corridor (shopping, dining, medical): Ten to fifteen minutes north on Route 301.
Traffic on Route 301 has gotten worse as development has added residents. St. Charles Highlands and Parklands alone represent hundreds of new households feeding onto Crain Highway. If you are commuting north in the morning peak, factor that in. The drive at 6:15am looks different from the drive at 8:00am. If you want to see it yourself, I am happy to meet you in White Plains at a time that mirrors your real commute window before you make a decision.
Growth and Development in White Plains
White Plains has grown meaningfully in the past several years. Lennar’s St. Charles Highlands and Parklands communities represent the largest recent addition to the area’s housing inventory, but the broader Route 301 corridor around White Plains has also seen new retail, medical offices, and service businesses fill in around the residential growth.
The Charles County government has been managing growth along this corridor as part of a longer-term county planning effort. White Plains is designated as a growth area in the county’s land use planning, which means more development is coming, not less. For buyers, that is a double-edged fact: it means appreciation potential from continued investment in the area, and it means more traffic and more construction activity over the coming years.
The new construction activity in St. Charles Highlands has also had a spillover effect on resale pricing in the surrounding White Plains neighborhoods. When buyers see new townhomes at $349,990 and new single-family homes at $545,990, they recalibrate what they expect to pay for comparable resale. That can create value opportunities for buyers who are willing to buy a slightly older home in a nearby neighborhood and do some updating, rather than paying the new construction premium.
One thing to understand about Charles County development broadly: for context on the Charles County and La Plata area market, see my page on homes for sale in La Plata Maryland, which covers the county seat neighborhood character that borders White Plains to the south.
Homes for Sale in White Plains Maryland: Working with James Armel
I am James Armel, JPAR Real Estate. I have been licensed in Maryland since February 2011, more than fourteen years of working buyers and sellers across Charles, Calvert, St. Mary’s, and the surrounding counties. White Plains is in my backyard. I know the neighborhoods, the new construction contracts, the school assignments, and the commute times because I drive them.
My licensed assistant Aimee, who was born and raised in Maryland, coordinates every detail from contract through closing. She tracks contingency deadlines, coordinates with title and lenders, and keeps the transaction moving when I am out showing homes. You get two licensed sets of eyes on every detail.
A few things I am specifically useful for in White Plains:
- New construction negotiations. Builder contracts are not standard Maryland contracts. I have sat at the table with Lennar and other builders many times. I know what is negotiable and what is not, and having your own buyer’s agent at that table costs you nothing because the builder pays the commission.
- Resale comparisons. When you are deciding between a new townhome in St. Charles Highlands at $370,000 and a resale townhome in Stonehaven at $340,000, the analysis goes deeper than the sticker price. I can put together a real comparison including estimated maintenance costs, HOA fees, and resale history for each community.
- As-is pricing and investor perspective. I am also an active real estate investor. If you are looking at a fixer-upper in Albrittain Estates or Robie Manor, I can give you an honest read on what the renovation costs are likely to look like and whether the numbers work at the asking price.
- Military buyers. My stepdad retired from the Navy. I tour out-of-town military buyers on weekends and understand the unique pressures of a PCS move to the Southern Maryland area.
For more on how the broader Charles County market works, including what buyers are finding across the county in 2026, see my page on homes for sale in Waldorf Maryland and the Charles County neighborhoods overview.
Call or text me at (301) 751-9318. I pick up my phone and I return messages the same day.
Ready to Find Homes for Sale in White Plains Maryland?
Tell me what you are looking for and I will pull current listings, new construction availability, and anything in the pipeline that has not hit the open market yet. No obligation, no sales pitch. Just honest information about what is available and what it is actually worth.
Frequently Asked Questions: Homes for Sale in White Plains Maryland
What is the difference between White Plains and Waldorf for buyers?
White Plains sits a few miles south of the Waldorf commercial core along Route 301. The buyer experience is similar: same Route 301 commute corridor, same Charles County schools system, same proximity to DC-area employment. White Plains tends to have a slightly quieter feel than the heavily developed Waldorf stretch of Route 301, and new construction options from Lennar in St. Charles Highlands give buyers community amenities in a less congested setting. Pricing is generally comparable, though the new construction price floor in White Plains is lower than some newer Waldorf communities because of the townhome options Lennar offers here. If you are debating between the two, I can run a direct comparison of specific neighborhoods based on your criteria.
Is St. Charles Highlands a good place to buy in White Plains Maryland?
St. Charles Highlands by Lennar is a legitimate new construction option in White Plains. The townhome entry point around $349,990 and the single-family entry around $545,990 represent real value compared to comparable new construction in northern Waldorf. The community has a clubhouse, pool, fitness center, and an elementary school within the neighborhood. The main caveat is that the builder’s on-site sales team represents Lennar, not you. If you want to buy in St. Charles Highlands, bring your own buyer’s agent so you have representation at the table. It costs you nothing because Lennar pays the commission, and you get someone whose legal obligation is to protect your interests.
What elementary school serves White Plains Maryland?
Billingsley Elementary School (PK through grade 5) is the confirmed elementary school serving White Plains. It is located within the White Plains area and also sits within the footprint of the St. Charles Highlands Lennar community. For middle school and high school assignments, use the address lookup tool at ccboe.com with your specific property address. School zones in Charles County do not always align with ZIP code boundaries, so the only reliable way to confirm your children’s school assignments is the official CCBOE address lookup.
How is the commute from White Plains to the Capital Beltway?
From White Plains to the Capital Beltway via Route 301 north, you are generally looking at 35 to 50 minutes under normal morning conditions. That is similar to a mid-Waldorf commute. Peak hour traffic on Route 301 through the commercial corridor adds time, and the addition of new households from St. Charles Highlands and other recent development has increased morning volume on Crain Highway. If you want to see the commute firsthand, I am happy to meet you in White Plains at your real commute departure time before you commit to a purchase. That is always worth doing before a long-term decision.
Are there 55-plus communities with homes for sale in White Plains Maryland?
Yes. Lennar’s Parklands community in White Plains is an age-qualified 55-plus active adult neighborhood. The Parklands Signature and Parklands Villas collections offer single-story and low-maintenance living with villa-style homes starting around $385,990 as of late 2026. Community amenities include a clubhouse, pool, exercise facilities, and walking trails. This is not a continuing care or assisted living facility. It is a market-rate age-restricted community for active adults who want a maintenance-friendly home and a built-in community of neighbors in a similar life stage. The Lennar sales center is at 4013 Zion Street in White Plains. If you are considering Parklands, reach out to me before walking into the sales office so you have your own representation during the process.
Disclaimer: Market data referenced on this page reflects Charles County-wide Bright MLS figures for September 2026 and new construction pricing from Lennar’s published base prices as of late 2026. Individual property values, neighborhood conditions, new construction pricing, and school assignments are subject to change. New construction base prices do not include lot premiums, options, or upgrades. School zone assignments must be confirmed through the Charles County Board of Education address lookup tool at ccboe.com before making a purchasing decision. This page is for informational purposes only and does not constitute legal or financial advice. James Armel is a licensed Maryland real estate agent (License #676208), not an attorney or financial advisor.
Sources
- Charles County Board of Education (ccboe.com): school address lookup and enrollment data
- Lennar (lennar.com): St. Charles Highlands and Parklands community pricing and amenities
- Bright MLS: Charles County sales data, September 2026